Liability Insurance

The State Tort Claims Policy protects the State, University of Georgia, and the University System of Georgia Board of Regents against liability for torts (wrongful acts) committed by their employees while acting within the course and scope of their official duties of employment. The limits of liability are statutorily set at $1,000,000 per person and $3,000,000 per occurrence. State entities will be responsible for the first $500 of each property claim involving property of others in their care, custody or control.


The Fidelity Bond coverage protects the State's assets from losses due to the dishonest acts of its employees or the failure of the employees to faithfully perform their job duties. All incidents of employee dishonesty that results in a loss to the University of Georgia must be reported to the University of Georgia Police immediately. Notify Vance Silcott within 48 hours of the incident. Vance Silcott's email address is vsilcott@uga.edu or you may call Vance at 706-425-3083.